About Us


Welcome!

Welcome to TargetCashNow and thank you for choosing us as your online installment loan company. We pride ourselves in providing simple short term installment cash solutions for our valued clients. We are here to provide immediate relief to your financial needs.

To apply for a loan with us, simply complete our easy online application on this site. Our loan form is designed to get the information we need to fund your loan as quickly as possible, so you are free to decline any offer that doesn’t meet your needs.

We know how hard it is to get short term help from traditional financial institutions like banks and credit unions. We do not utilize Equifax, Experian, or TransUnion to perform credit checks as part of our approval process. We do verify applicant information through national databases including, but not limited to Clarity, CLVerify, and Teletrack. We do not require any collateral to get you the help you need.


Qualifying

To qualify for a installment cash advance loan, our clients must be at least 18 years old, have a checking account that has been active for at least 60 days, and make a minimum of $1600.00 a month. You must receive a consistent income. TargetCashNow will need to be able to reach you by phone and verify your place of employment, if applicable. Click on our FAQ page to answer any other questions.


Rates and Fees

TargetCashNow offers some of the most competitive prices on the Internet. Please visit our Rates Page for specific rates and fees disclosures.


Thank You

Thank you for choosing TargetCashNow for your short term personal loan needs. We know how many options you have when choosing a lending partner, and we are glad you decided to do business with us. We look forward to serving your short term lending needs now, and in the future.

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Please note: This is an expensive form of borrowing and is not intended to be a long term financial solution.

Target Cash Now loans are designed to assist you in meeting your emergency borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care or essential travel expenses.

Target Finance, LLC is a Native American owned business operating within the interior boundaries of the Ft. Belknap reservation, a sovereign nation located in the United States.

Target Finance, LLC is an instrumentality and limited liability company which abides by the principles of federal laws and regulations as incorporated by the Fort Belknap Indian Tribe of Montana.

Target Finance, LLC. does business as Target Cash Now.

Target Finance does not lend in all states. We currently prohibit lending in Arkansas, Montana, Nevada, New York, Virginia, and West Virginia. This may be subject to change.

Target Cash Now does not utilize Equifax, Experian, or TransUnion to perform traditional credit checks as part of our pre-approval process. We do verify applicant information through national databases including, but not limited to, Clarity, Factor Trust and CLVerify.

If qualified, first time borrowers maximum loan amount is $1,200. Maximum loan amount for repeat borrowers is $1,500. Lender cannot approve a new loan amount that exceeds the maximum amount advertised.

* Same Day Funding Disclaimer: Same Day Funding may be limited by funding time frames and cut off times. Applications processed and approved before 4pm PST Monday – Friday are typically funded on the next business day. You can request same day wire transfer up to 2pm PST Monday – Friday or next day wire transfer for loans processed on the weekends or bank holidays. Please verify with your bank as additional incoming wire fees may be assessed.

** COLLECTION AND USE OF BANK ACCOUNT INFORMATION:

If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.

*** For underwriting and verification purposes only. We always obtain prior separate customer authorization when trying to obtain additional consumer bank account information as a potential payment options.

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