Welcome to TargetCashNow, and thank you for choosing us as your online installment loan company. We pride ourselves in providing quick approvals, fast deposits and superior US-based customer service. Unlike traditional banks, we’re happy to work with customers with a wide variety of credit histories.
To apply for a loan with us, simply complete our easy online application on this site. Our loan form is designed to get the information we need to fund your loan as quickly as possible, so you are free to decline any offer that doesn’t meet your needs.
We know how hard it is to get short term help from traditional financial institutions like banks and credit unions. We do not utilize Equifax, Experian, or TransUnion to perform credit checks as part of our approval process. We do verify applicant information through national databases including, but not limited to Clarity, CLVerify, and Teletrack. We do not require any collateral to get you the help you need.
To qualify for a short-term installment loan, our clients must be at least 18 years old, have a checking account that has been active for at least 60 days, and make a minimum of $1600.00 a month. You must receive a consistent income. TargetCashNow will need to be able to reach you by phone and verify your place of employment, if applicable. Click on our FAQ page to answer any other questions.
Rates and Fees
TargetCashNow offers some of the most competitive prices on the Internet. Please visit our Rates Page for specific rates and fees disclosures.
Thank you for choosing TargetCashNow for your short term personal loan needs. We know how many options you have when choosing a lending partner, and we are glad you decided to do business with us. We look forward to serving your short term lending needs now, and in the future.
You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through credit reporting agencies such as Clarity, Factor Trust, and MicroBilt. We may obtain your credit information in order to determine your eligibility and ability to repay
Please note: This is an expensive form of borrowing and is not intended to be a long term financial solution.
Target Cash Now loans are designed to assist you in meeting your emergency borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care or essential travel expenses.
This is a term installment loan with approximate equal payments, but you have the right to prepay at any time
Customers also have the choice of paying by ACH (ACH, debit, e-check) and non-ACH methods (direct pay through cashier's check or money order)
Target Finance, LLC is an entity formed under the laws of the Fort Belknap Indian Community (the “Tribe”), a federally-recognized and sovereign American Indian Tribe. Target Finance, LLC is wholly-owned by the Tribe. Target Finance, LLC is a licensed lender authorized the Tribe’s Tribal Regulatory Authority.
Target Finance, LLC. does business as Target Cash Now.
Target Finance, LLC does not lend to residents of Arkansas, Montana, Nevada, New York, Pennsylvania, Virginia, and West Virginia. Availability of installment loans are subject to change at any time at the sole discretion of Target Finance, LLC.
Target Cash Now reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.
If qualified, borrowers maximum loan amount is $2,500. Lender cannot approve a new loan amount that exceeds the maximum amount advertised.
* Express Funding Disclaimer: Express Funding may be limited by funding time frames and cut-off times. Applications processed and approved before 4:00 PM PST Monday – Friday are typically funded the next business day. If you need funds delivered on the current business day, you can request a wire transfer up to 2:00 PM PST Monday – Friday. For loans processed on weekends and bank holidays, a wire transfer may be requested for the following business day. Please verify with your bank as additional incoming wire fees may be assessed.
** COLLECTION AND USE OF BANK ACCOUNT INFORMATION:
If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.
*** For underwriting and verification purposes only. We always obtain prior separate customer authorization when trying to obtain additional consumer bank account information as a potential payment options.
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