|FACTS||WHAT DOES TARGET CASH NOW DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Target Cash Now chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does TARGET CASH NOW share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||We Do Not Share|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||No||We Do Not Share|
|For our affiliates to market to you||No||We Do Not Share|
|For nonaffiliates to market to you||No||We Do Not Share|
|To limit our sharing||
However, you can contact us at any time to limit our sharing.
|Questions?||Call 1-800-346-9348 or go to www.TargetCashNow.com|
|Who we are|
|Who is providing this notice?||
|What we do|
|How does Target Cash Now protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.|
|How does Target Cash Now collect my personal information?||
We collect your personal information, for example, when you
|Why can’t I limit all sharing?||
You have the right to limit only
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account.|
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Target Finance, LLC dba Target Cash Now (“Target Cash Now”) is an entity formed under the laws of the Fort Belknap Indian Community (the “Tribe”), a federally-recognized and sovereign American Indian Tribe. Target Finance, LLC is wholly-owned by the Tribe. Target Finance, LLC is a licensed lender authorized under the Tribe’s Tribal Regulatory Authority.
You acknowledge that, by submitting and completing the online loan application, you are applying for a loan. Target Cash Now reviews your information in real-time to determine whether it meets our lending criteria. Loan applicant information is verified through credit reporting agencies such as Clarity, Factor Trust and MicroBilt, and Target Cash Now may obtain your credit information in order to determine your eligibility and ability to repay.
Please note: This is an expensive form of borrowing and is not intended to be a long-term financial solution.
Target Cash Now loans are designed to assist you in meeting your immediate borrowing needs and are not intended to be a long-term financial solution. Examples of reasons why these loans might be used include, but are not limited to, unexpected emergencies, car repair bills, medical care, or essential travel expenses.
This is a term installment loan with approximate equal payments, but you have the right to prepay at any time.
Target Cash Now gives you the option to make installment payments and pay off your loan by electronic payment methods (i.e. ACH, ) or non-electronic methods (i.e. cashier's check or money order).
Target Cash Now does not lend to residents of AR, CT, DC, MT, NC, NJ, NY, PA, VA, WV. Availability of installment loans is subject to change at any time and at Target Cash Now’s sole discretion.
Upon approval, the maximum loan amount is $2,500. Target Cash Now cannot approve a new loan exceeding the maximum amount as stated herein.
*Rapid Funding Disclaimer: Rapid Funding may be limited by funding time frames and cut-off times. Applications processed and approved before 5:00 p.m. MST Monday – Friday are typically funded on the next business day. If you require funds on the current business day, you can request a wire transfer up to 2:00 p.m. MST Monday – Friday or a next-day wire transfer for loans processed on weekends or bank holidays. Please verify with your bank as additional incoming wire fees may be assessed.
**COLLECTION AND USE OF BANK ACCOUNT INFORMATION:
If Target Cash Now approves a loan application, the bank account information provided by the consumer will be eligible for processing payments. Additionally, as part of the information collection process, Target Cash Now may detect additional bank accounts under the consumer’s ownership. Any such additional accounts will be considered to be part of the application process.
*** For underwriting and verification purposes only. Target Cash Now always obtains prior and separate consumer authorization before attempting to obtain additional bank account information to be used as potential payment options.
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