Registrations and ApplicationsYou may be presented with the opportunity to register for an account and apply for a loan through the Site. When you register for an account or apply for a loan, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, we have the right to reject or cancel your account registration, reject any application you have submitted, terminate any agreement we have with you, and restrict your future use of the Site and our Services. We reserve the right to decline any application for a loan.
Your AccountTo access our Services, you will be required to register and create an account on the Site. You may not disclose your user name or password to any third party. If you learn of any unauthorized use of your password or account, please contact us immediately. You may be required to login in order to use certain parts of the Site.
Restrictions on UseYou agree to abide by all applicable laws and regulations in your use of the Site and our Services. In addition, you agree that you will not do any of the following:
Intellectual Property Proprietary Rights; Copyrights; TrademarksAll software, design, text, information, data, databases, images, photographs, illustrations, audio clips, video clips, artwork, graphic material, or other copyrightable elements (collectively, "Content"), other than User Content (as defined above), are the property of Target Cash Now and/or its subsidiaries, affiliates, assigns, licensors, vendors, partners or other respective owners and are protected, without limitation, pursuant to copyright laws. No Content (other than your own User Content) may be reproduced, modified, used to create derivative works, displayed, performed, published, distributed, disseminated, broadcast or circulated to any third party without our express prior written consent.
Copyright ComplaintsIf you believe that any material on the Site infringes upon any copyright that you own or control, you may send a written notification to us via mail. In your notification please:
Links to Third Party WebsitesWe are not responsible for the information practices employed by sites linked to or from our web site. In most cases, links to third-party web sites are provided solely as pointers to information on topics that may be useful to our users. Since third-party web sites may have different privacy policies and/or security standards governing their sites, we advise you to review the privacy policies and terms and conditions of these sites prior to providing any personal information.
No Warranty; Errors; DisclaimersThe Site and our products and services are provided "as is" and without any representation or warranty, whether express, implied or statutory. Any estimates or examples that we provide on the Site may be different than actual amounts. You agree that we may promptly correct any error that we discover, including any error in calculating your loan rates. If the error results in your receipt of an incorrect interest rate, APR or fee, we will notify you and provide you with the correct rate. You agree to provide any additional consent necessary to correct any errors that occur.
Limitation of LiabilityYou agree that all access and use of the Site and its contents and your use of the Services is at your own risk. Neither we, nor any third party involved in creating, producing or delivering the Site and/or Services, has or will have any responsibility for any consequences relating, directly or indirectly, to any action or inaction that you may take based on the Site and/or Services, or any aspect thereof.
SeverabilityIf any provision of this Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall be enforced to the fullest extent possible, and the remaining provisions of the Agreement shall remain in full force and effect.
You acknowledge that by submitting and completing the loan application that you are applying for a loan. We verify loan applicant information through credit reporting agencies such as Clarity, Factor Trust, and MicroBilt. We may obtain your credit information in order to determine your eligibility and ability to repay
Please note: This is an expensive form of borrowing and is not intended to be a long term financial solution.
Target Cash Now loans are designed to assist you in meeting your emergency borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care or essential travel expenses.
This is a term installment loan with approximate equal payments, but you have the right to prepay at any time
Customers also have the choice of paying by ACH (ACH, debit, e-check) and non-ACH methods (direct pay through cashier's check or money order)
Target Finance, LLC is an entity formed under the laws of the Fort Belknap Indian Community (the “Tribe”), a federally-recognized and sovereign American Indian Tribe. Target Finance, LLC is wholly-owned by the Tribe. Target Finance, LLC is a licensed lender authorized the Tribe’s Tribal Regulatory Authority.
Target Finance, LLC. does business as Target Cash Now.
Target Finance, LLC does not lend to residents of Arkansas, Montana, Nevada, New York, Pennsylvania, Virginia, and West Virginia. Availability of installment loans are subject to change at any time at the sole discretion of Target Finance, LLC.
Target Cash Now reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.
If qualified, borrowers maximum loan amount is $2,500. Lender cannot approve a new loan amount that exceeds the maximum amount advertised.
* Express Funding Disclaimer: Express Funding may be limited by funding time frames and cut-off times. Applications processed and approved before 4:00 PM PST Monday – Friday are typically funded the next business day. If you need funds delivered on the current business day, you can request a wire transfer up to 2:00 PM PST Monday – Friday. For loans processed on weekends and bank holidays, a wire transfer may be requested for the following business day. Please verify with your bank as additional incoming wire fees may be assessed.
** COLLECTION AND USE OF BANK ACCOUNT INFORMATION:
If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.
*** For underwriting and verification purposes only. We always obtain prior separate customer authorization when trying to obtain additional consumer bank account information as a potential payment options.
© Target Finance LLC 2012-2018 v20150107